Whether you're purchasing your first home, or if you've done this before, there are some simple preparations that should be made to make the process as simple and stress free as possible. And remember, your MVFCU Mortgage Team is here to help you every step of the way.

Doing your homework is a great way to start. Begin by reviewing the types of mortgage programs available. Then check out today's Rates. You'll want to find out just how much your new home is going to cost by using a simple mortgage calculator. Knowing what you can afford and how much you want to spend before shopping will save you and your realtor time.

Be sure to have your paperwork in order, beginning with paystubs, bank statements and a review of your credit report. And remember, you should get pre-approved before you begin shopping, giving you buying power over another shopper. Call on the MVFCU Mortgage Team to help you get started at 1-800-356-0067.

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