The experienced consumer loan team at MVFCU is here to help you make the best financing decision on your next purchase, no matter how big or small. Compare MVFCU's rates and then apply online for fast approval.

Consumer Loan Rates

Rates stated are effective as of Friday, January 27, 2012

Rates, fees, and terms are subject to change without notice

Loan Type apply now	APR*	Loan Term in Months	Monthly Payment per $1,000
AUTOS
Model Years 2012 to 2006	1.99%	up to 36	$28.64
	2.29%	37 to 48	$21.82
	2.59%	49 to 60	$17.79
	3.19%	61 to 72	$15.28
New Only ($35,000 Minimum Loan Amount)	4.39%	73 to 84	$13.85
Model Years 2005 and Older	add 2.00% to existing rates
BOATS & RV's
Model Years 2012 to 2006	2.99%	up to 60	$17.96
	3.29%	61 to 72	$15.32
	3.59%	73 to 84	$13.48
($15,000 Minimum Loan Amount)	4.99%	85 to 120	$10.60
($20,000 Minimum Loan Amount)	6.39%	121 to 144	$9.96
($25,000 Minimum Loan Amount)	7.39%	145 to 180	$9.21
Model Years 2005 and Older	add 2.00% to existing rates
LEISURE VEHICLES (Motorcycles, ATV's Jet Ski, Snowmobile,etc)
Model Years 2012 to 2006	2.99%	up to 36	$29.08
	3.29%	37 to 48	$22.26
	3.59%	49 to 60	$18.23
New Only ($15,000 Minimum Loan Amount)	4.19%	61 to 72	$15.73
Model Years 2005 and Older	add 2.00% to existing rates
PERSONAL (UNSECURED) LOANS
(includes PC, Vacation & Holiday Loans)	9.74%	up to 60	$21.12
SHARE SECURED
Share Secured	4.99%	up to 60	$18.87
SHARE CERTIFICATE SECURED
Share Certificate Secured	Add to Certificate 2.00%	Up to Certificate Term

Title, UCC & VSI fees will be charged when necessary.

For cash out or refinancing of existing Merrimack Valley secured loans contact the Credit Union for rates, terms, and conditions.

*Annual Percentage Rate reflects 0.25% discount with automatic funds transfer from an MVFCU account. APR is based on $10,000 financed, except for 73-84 month term Auto which is based on the $35,000 minimum loan amount. APR and term are determined by the evaluation of applicant's credit history and the actual rate and/or term may vary.

(I) Minimum loan $35,000